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LEARN HOW CREDIT & DEBT REALLY WORK
— FOR FREE

Our free online financial literacy classes help you understand credit, manage debt, and make confident financial decisions—without paying credit repair companies or relying on financial experts.

Empowering People to Succeed

✔ Education-first (not credit repair)                      ✔ Available seminars and workshops
✔ Built for real-life financial setbacks
✔ Learn at your own pace
✔ Optional coaching available later

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Get Started Now

1.

Most people were never taught how credit and debt work. Not in school, at work, or when they needed it most. How credit scores really work and what lenders actually look at.

So, when life happens—job loss, medical bills, divorce, emergencies—credit takes the hit. And suddenly, you’re stuck trying to fix something you were never taught to understand.

2.

Bad Credit Isn’t the Problem

Not Understanding Credit Is the problem. 

Most people were never taught:

  • How credit scores really work

  • Paying off debt doesn’t always help

  • What lenders actually look at

  • The rules behind credit scores

  • How debt impacts your credit profile

  • What actions help vs. hurt

3.

Education Is the Missing Piece

Credit isn’t about luck. It’s about rules, patterns, and behavior.

When you understand how lenders evaluate risk, how debt impacts your credit profile, and why certain actions help or hurt your score, you stop guessing and start making smarter decisions.

 

So, when life happens—job loss, medical bills, and emergencies, credit takes the hit.

In Our Free Online Classes, You’ll Learn:

• How credit scores actually work
• Common mistakes that silently hurt credit
• How lenders think and evaluate applications
• Credit score vs. credit profile
• Debt mistakes most people make
• Interest, utilization, and reporting explained
• How to make smarter financial moves

Designed for beginners. All explained clearly, without jargon or pressure.

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THIS IS FOR YOU IF:

✔ You’ve been denied a loan, car, or housing
✔ You want to stop guessing about finances
✔ You want independence—not dependency
✔ You’ve experienced financial setbacks
✔ You’re tired of high interest rates
✔ You want to challenge your financial skills
✔ You want education, not shortcuts

If you’re willing to learn, Debt University is for you.

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Why Families Trust Us

Decades of proven expertise, a personal approach, risk-free results, and all-online support - these qualities set our program apart for Atlanta and nationwide clients seeking real financial change. Trust a team that values your situation.

Comprehensive Financial Classes

Take advantage of our expertly crafted financial classes, which are tailored to address a variety of financial topics and equip you with the knowledge needed for long-term success.

Interactive Seminars

Participate in our engaging seminars to deepen your understanding of important financial concepts. These sessions are structured to provide practical insights and strategies that you can immediately apply to your own circumstances.

Personalized Consultations

Benefit from individual consultations where you can receive guidance and support tailored to your unique financial situation and educational needs.

WHAT MAKES DEBT UNIVERSITY DIFFERENT

Most programs focus on temporary fixes.
We focus on understanding and independence.

✔ Education-first approach
✔ Teaches independence—not dependency
✔ Self-paced learning with real explanations
✔ Real-world strategies you can apply immediately
✔ Support, coaching, and ongoing resources available

We don’t fix your credit for you.
We teach you about credit.
You fix it yourself.

Financial Tips and Insights

Explore educational resources created by credit and debt experts with Atlanta roots. Learn how to read your credit report, negotiate with confidence, and manage your finances wisely. Stay current on the latest financial topics, strategies, and news - each article offers simple solutions and real guidance for everyday money problems. Return often for fresh insights, step-by-step guides, and useful tips.

Stay Connected With Us

Stay up to date and never miss out on exclusive courses, proven financial tips, and community news with Debt University. Our newsletter brings value directly to your inbox - featuring guidance on credit repair, strategies for debt management, Atlanta-area financial events, special subscriber-only discounts, and more. Sign up now to keep learning and building your confidence, one email at a time.

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